kopernik bank
About Us    |   Newsroom    |   Forms & Documents    |   Careers    |   Contact Us

Privacy Policy


FACTS What Does Kopernik Bank Do with Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives customers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income
  • Payment History and Assets
  • Overdraft History and Wire transfer instructions.When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kopernik Bank chooses to share; and whether you can limit the sharing.

Reasons We Can Share Your Personal Information Does Kopernik Share? Can You Limit this sharing?
For Our Everyday Business Purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
YES NO
For Our Marketing Purposes
To offer our products and services to you.
NO We don't share.
For Joint Marketing with Other Financial Companies NO We don't share.
For Our Affiliates' Everyday Business Purposes
Information about your transactions and experiences
NO We don't share.
For Our Affiliates' Everyday Business Purposes
Information about your Creditworthiness
NO We don't share.
For NonAffiliates to Market to You NO We don't share.

Questions?
Call 410-276-4905

Who We Are?
Who is providing this notice? Kopernik Bank

What We Do
How does Kopernik Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. The measures include computer safeguards and secured files and buildings.
How does Kopernik Bank collect my personal information?

We collect your Personal information, for example, when you:

  • Open an account or Apply for a Loan
  • Pay by check or Deposit or Withdraw from your
    account
  • Show a Driver's License for identification
Why can't I limit all sharing?

Federal law give you the right to limit only:

  • Sharing for affiliates' everyday business purposes
    – Information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for non affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Kopernik Bank has no affiliates.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Kopernik Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Kopernik Bank does not jointly market.